He saw me and said, are you Victoria Hurdato?!? I said, no. He went on to explain that he had summons for them to appear in court. This is not the first time I've heard this. The people who rented this house before we moved in appeared to be bad people. When I first met them the husband was overly nice and made sure to brag about how wealthy he was and pointed out all the nice things they had. The wife was gorgeous and well taken care of. He explained that he worked for the Trump Corporation and was going back to his home country of Columbia to continue business. He seemed like a nice guy but very fishy.
When we first moved in the cable, phone, utility people all said the guy that lived here before us changed all the accounts to my husband's name. My husband instead had opened new accounts so it was a little strange when we received two bills for each balance. The red flag was that my husbands name was misspelled on the bills that the guy changed. He hadn't paid his bills in months and owed a ton of money to the companies. We got it taken care of and luckily we didn't have to pay them.
Then their bills started coming in the mail. I took a peak at a few of them (b/c if you hold them up to the light you can see) and they owed a bunch. The Neiman Marcus bill was for about $4,500. The Saks Fifth Avenue bill was for about $2000. The Victoria's Secret Bill was for $3000. I didn't even know you could get lines of credit that big at retail stores.
Along with the paper bills came the collection agents calling. They called at all hours of the day and some into the night. It wasn't just one collection agency either, there were probably about 10 separate ones that would keep calling. None of them believed me on the phone when I tried to explain that they no longer lived here. We should have changed the number.
Now, big scary men are coming by the house to look for these people. In talking with a few people from here, they explain this is a common practice. People will come here from Columbia, Brazil or Venezuela, open up a bunch of accounts and then charge like mad. They will gather up all their loot, never pay a dime and then flee back to their home country. I'm guessing that's what these people did.
I don't know enough about how it works but I'm curious who ends up paying for all their things. Is it the credit card companies or is it essentially us in some way. No idea. I feel bad for their two kids, cutest little 1 and 2 year old. If mom and dad have those type of ethics, here's hoping for them.
I'm always amazed at how many people actually have those department store credit cards...Old Navy, VS, Macy's...it's interesting. My husband and I each have a credit card. One each that we use if necessary, but mostly just for emergencies...it's enough to have a mortgage and school loans and car payments, etc...I don't understand...aren't people stressed out by debt? Obviously not! Glad it was just a collector and not someone scary!
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